whats the best way to buy a car /truck?

David Kuper: cash

Tobie Oshea: When buying my last car ('05 Honda Pilot) I bought the Consumer Reports online car buying guide, and went through the COSTCO car buying service. I was able through the COSTCO service to match the price mentioned in Consumer Reports... so at that I felt I was getting a good deal.My advice: do research, and get Consumer Reports and/or use a car buying service.COSTCO service was free to members... and the $30 or so for the Consumer Reports service was money well spent for the peace of mind.Additional advice: Never, ever, ever, buy any extended warranties, rust-proofing, paint coating, whatever! They push that stuff hard for a reason!On the poor credit part- you will have to pay more because of that- but that is how it goes. Get whatever loan you can (through either the car company, or a decent bank) then plan to refinance in a few years once the credit situation improves. Work your way out of the credit problem! There are no shor! tcuts-only people trying to make money off of your situation....Show more

Terrell Voltz: Have someone co-sign for you

Avis Brantner: Contact us. We provide good quality as well in good price. globaltruckandmachine.com

Dorethea Beaston: find someone who is desperate enough to give you a loan....but beware!

Marya Fehn: RESEARCH!! Learn what the invoice price is. Learn about resale value, MPG, etc. Then, pinpoint the make and model you want. Next, dealerships make a LOT of money on people like you because they assume you do not KNOW that you can get a better rate. NEVER accept the first APR if it seems high. The people in the finance department are usually able to get you a better deal. They often don't because there is more money for them if they get you to go for a higher APR. Shop around for the best rate. Try credit unions, etc. Finally, anytime you are buying a car, don't forget that the PRICE is more important than monthy payment. Negotiate the be! st possible price and don't let them talk you into extending y! our term to lower the payment. By lowering the price, you can make up for the higher APR you may have to pay. Be patient and walk out until you get a fair price....Show more